Before your home is installed, make sure the site has been properly prepared.
Careful attention to the following details will help ensure satisfaction with your home for years to come. Your retailer can
provide you with valuable guidance and assistance.
Site Preparation
If
you're having the home installed on your own land, you may be responsible for site preparation. But it's also a good idea
to have your retailer or installer inspect the site.
Here's a site preparation checklist:
· The delivery truck must be able to reach the site.
· The site must be as level as possible.
· The area where the home will sit must be clear of
trees, rocks, and other debris.
· The soil must be graded and sloped away from the
home for water runoff.
· Fill soil must be compacted to prevent the foundation
from sinking or shifting.
While
you may be able to do some of the site preparation, most tasks, such as grading and compacting soil, require professional
expertise. Otherwise, you could do damage to your home that's not covered by the warranty.
Delivery
In most instances, your home will be transported from the factory to the retail sales center. There, your retailer
will inspect it. Any damage done to the home in transit will be repaired before it is delivered to your home site.
If
damage occurs on the way from the retailer to your site, the transporter is usually held responsible. Therefore, make sure
you check for damage before the home leaves the sales center and again when your home arrives at the site. If you find any
damage, report it to the transporter immediately.
Before
you finalize arrangements to buy and transport a home, make sure you have a written warranty from the transporter. Otherwise,
if damage occurs during delivery, you could have a difficult time getting no-cost repairs.
Installation
Manufacturers
must provide instructions for proper home installation. Usually, the retailer will install your home or use a contractor.
Typically, the price of your home includes installation. You should get a written explanation of the installation services
from your retailer. Be sure to read your contract before you sign. If installation isn't included, you may have to hire a
professional. Ask your retailer for recommendations.
Whether
the retailer or a contractor installs your home, follow these guidelines listed below. They will help you understand what
you're paying for and how to check that the work has been done properly. You'll also better understand your warranty protections.
· Get written proof of the installers qualifications.
State law may require this.
· Ask if there is a written warranty for installation.
If not, have the contractor put in writing any promises or claims regarding the installation.
· Ask the contractor to explain the installation process;
have it written into the agreement.
Make
sure the following six steps for installation are included in a written itemized list before you sign the purchase contract.
1. Transporting Your Home
The
manufacturer is usually responsible for transporting the home from the factory to the retailer. The retailer or its transporter
is usually responsible for delivering the home to your site. However, if roads are inadequate or obstacles make delivery difficult,
your retailer may not be able to accept responsibility for delivery. Have the transporter check out the route beforehand to
avoid problems.
2. Building a Foundation
Your
home must have a foundation. In addition to following the manufacturers instructions and complying with local codes, ask the
institution financing your home or your rental community if they have special requirements. The Federal Housing Administration
(FHA), Veterans Administration (VA), and the Rural Housing Service (RHS) also have special foundation requirements for homes
they finance. Remind your retailer of the kind of financing you're using so that all applicable requirements will be met.
If
you place your home on your own property, you can choose from a number of foundation types: concrete block, metal or treated
wood piers; a concrete slab; or a full basement. A professional installer will know which local building codes apply. Ask
the installer to obtain required building permits and inspections.
3. Leveling Your Home
It's
critical that your home be leveled to meet the manufacturer's installation instructions. Otherwise, your home's weight will
be unevenly distributed. This can cause floors and walls to buckle and prevent doors and windows from opening and closing
smoothly. While the manufacturer's warranty won't cover repairs resulting from improper leveling, a written warranty from
the installer may.
Insist
on a walk-through before the installer leaves. Check for signs that your home may not be level.
Because
some foundation supports may settle unevenly, it's important to periodically check that your home stays level. The first check
should be done 60 to 90 days after installation, and then once every year.
4. Securing Your Home to the Foundation
To
help minimize damage from high winds and earthquakes, your home should be anchored to the ground or concrete footers. Anchoring
must comply with the manufacturer's instructions or as required by local codes. This is not a "do-it-yourself" project. Ask
your retailer for more information.
5. Finishing Your Home
Your
home may need finishing work, such as an enclosure around the crawl space. The enclosure must provide adequate ventilation
openings at all four corners of the home. If you have a multisection home, finishing work may include molding and joining
carpet on the interior, and siding and roofing work on the exterior.
6. Connecting Utilities
Installation
should include connections to water, electricity, gas, and sewer. If connections aren't included in the installation price,
you'll have to contract for them separately. Your retailer can help you with the arrangements, or you can contact local authorities
for more information.
Additions and Alterations to Your Home
Once
your home has left the factory, the HUD Code does not include provisions for additions and alterations. Such modifications
may jeopardize your home warranty. They may also create malfunctions or an unsafe home. An approved addition should be a freestanding
structure that meets local building codes; you may need a permit. Contact your manufacturer, the state agency that oversees
manufactured housing in your state, the U.S. Department of Housing and Urban Development, or local building officials for
more information.
Home Inspection
Conduct
an organized inspection before you move in. Move from the exterior to the interior, carefully checking each room. Many manufacturers
provide a checklist in the owner's manual. Fill it out, date it, include additional items that need servicing and promptly
return it to the manufacturer. Keep copies for yourself. A delay could jeopardize your warranty.